We took a gap year. To think of what is really matters to us. We spent the first three months is the mountains and that made a great impact on our health. We finally made our first child after two years of struggling. The rest of the year we spent working on investment properties and visiting doctors. I was working part-time and we finished the year on plus side!
- Income₽862,583-73.70 %
- Spending861,263-26.56 %
- Savings1,320-99.94 %
- Savings rate0.15 %-64.09 %
Income
| Investments | 71,076 | — | We started earning income from our rental property. |
| Paycheck | 0 | -100 % | Kinda scary at first. But we had cash stashed away. |
| Side hustle | 519,969 | -24 % | My part-time work covered a major part of our expenses. |
| Interest | 51,718 | +169 % | More interest from our cash accounts this year. |
| Stuff sales | 199,920 | +30 % | More income from our minimalistic lifestyle. We sold furniture and stuff from our previous apartment. And all the books. I left only Kindle. |
| Presents | 18,900 | -34 % | Thanks to the family! |
| Other | 1,000 | -96 % | Bring Max to the airport! (Our family meme) |
Expenses
| Housing | ₽97,770 | +12 % | |
|---|---|---|---|
| Rent | 49,350 | +2,368 % | We rented only for two months this year. Travel rent is in a different category. |
| Mortgage | 0 | 0 % | Still mortgage-free. |
| Utilities | 41,092 | -25 % | This includes utilities from our property while it was unoccupied. |
| Tax | 780 | -73 % | Residence tax for the previous year. |
| Repairs | 6,548 | -76 % | I did some minor work before selling our apartment. |
| Food | ₽324,226 | +55 % | |
| Groceries | 139,013 | -9 % | Almost the same level of spending on groceries. Although we din't eat lunches at work anymore. |
| Eating out | 160,291 | +240 % | This is because we hadn't kitchen for a few months and forced to eat out. |
| Alcohol | 24,922 | +183 % | Bars, parties, beer at home. |
| Transportation | ₽120,385 | -25 % | |
| Gas | 30,254 | +13 % | This doesn't include traveling. Only errands around the city. |
| Maintenance | 43,440 | +14 % | New tires, suspension repairs after traveling around Russia. |
| Car Tax | 3,575 | +51 % | Tax for the previous year. |
| Insurance | 6,815 | -53 % | We got insurance with a huge discount due to residence issues. |
| Parking | 0 | 0 % | All parking outside Moscow is almost free. |
| Public transport | 20,595 | -72 % | No regular commute. Train tickets to visit family. |
| Car rent | 2,372 | +1,547 % | We used car-sharing in Sochi and Moscow. |
| Taxi | 13,334 | +138 % | Huge up here due to wife's pregnancy. |
| Medicine | ₽98,269 | +173 % | |
| Health Insurance | 0 | -100 % | No paid insurance. Only basic from the government. |
| Doctor visits | 73,630 | +569 % | Pregnancy and minor dental issues. |
| Pharmacy | 24,639 | +72 % | Almost all of this is pregnancy medicines. |
| Life | ₽74,848 | -79 % | |
| Entertainment | 10,566 | +170 % | Tickets to The Devil Wears Prada. And several SPAs in the mountains. |
| Education | 0 | -100 % | This was the family and construction year. We took zero courses but read several clever books on time management, design, philosophy, and minimalism. |
| Sport | 6,918 | -95 % | Weights for home training. |
| Hobbies and arts | 850 | -60 % | Nastya's oils for her new perfume hobby. |
| Clothing | 420 | -99 % | This was the year of getting rid of the clothes. |
| Tech & Gadgets | 10,803 | -90 % | I switched from Pixel 3 to iPhone SE. I had issues with Android. And Pixel was too good to carry around on construction sites :) |
| Home stuff | 7,693 | — | Stuff for the baby who was born the 20th of December. |
| Work supplies | 1,081 | +170 % | Some of Nastya's stuff. |
| Household goods | 5,163 | -62 % | We went zero-waste this year. So we stopped buying plastic-packaged goods (almost). Baking soda and lime acid work like magic. |
| Cell phone | 7,530 | -25 % | The new cell phone plan is really cheap. |
| Subscriptions | 890 | -38 % | Only the domain name. I have only two devices, so I switched to a free plan on Evernote. |
| Personal | 15,825 | -36 % | We started to use this category for Leo's diapers, etc. |
| Misc | 7,109 | -49 % | Some stuff for the baby. |
| Travel | ₽109,157 | -52 % | |
| Hotels | 101,850 | +129 % | Our trip to the Sochi mountains for three months. |
| Travel Transportation | 7,307 | -85 % | Driving to the sea and back. |
| Travel Entertainment | 0 | -100 % | Since it was our first long trip we treated entertainment as regular expenses. |
| Food and other | 0 | -100 % | The same as with entertainment above. |
| Donations | ₽27,797 | -68 % | |
| Presents | 27,297 | -56 % | Birthday presents and gratitude for the nurses work in a maternity home. |
| Parties hosting | 0 | -100 % | No parties hosted this year. |
| Charity | 500 | -17 % | To our shame almost nothing here. |
| Government | ₽8,811 | -42 % | |
| Taxes and fees | 4,251 | -67 % | Income taxes. |
| Fines | 4,560 | +101 % | We left our car in an inappropriate place again. This time in Sochi. |
Technologies used: D3.js, GatsbyJS. View source code on Github.
All data was meticulously gathered with a great help of Google Sheets.
JSON for the project was generated with Export Sheet Data Plugin.
All data was meticulously gathered with a great help of Google Sheets.
JSON for the project was generated with Export Sheet Data Plugin.